But I don’t do my banking online, and I don’t have a credit card, and I don’t have a debit card! Do Pre-Authorized Debits (PAD) still apply to me?
How does it work?
Can I pay for an extra day of attendance, PA Days, or late pick-up fees through my PAD?
What if there is a mistake in the amount debited?
Ooops – there were insufficient funds in my bank account! What happens?
How do I cancel my PAD?
I have not provided thirty (30) days written notice of my cancellation before the next debit! What happens?
If I cancel my PAD agreement, does this mean that my child is withdrawn from your program?
What happens for July and August when ‘Before- and After-School in BCP’ are closed?
Is signing a PAD agreement mandatory?
I have questions! How do I get answers?
But I don’t do my banking online, and I don’t have a credit card, and I don’t have a debit card! Do Pre-Authorized Debits (PAD) still apply to me?
But I don’t do my banking online, and I don’t have a credit card, and I don’t have a debit card! Do Pre-Authorized Debits (PAD) still apply to me?
How does it work?
Begin by registering your child(ren) in either ‘Before- and After-School in BCP in order to establish your monthly fee. Next review and sign a PAD agreement with the BCP. You are the ‘Payor’ and the BCP is the ‘Payee’. The agreement is completed on paper and the signed original must be submitted to the BCP office. The PAD agreement can be found on beaconscrechepre-school.ca or in paper format from the BCP office, or we will email it to you. Account.
Can I pay for an extra day of attendance, PA Days, or late pick-up fees through my PAD?
Can I pay for an extra day of attendance, PA Days, or late pick-up fees through my PAD?
What if there is a mistake in the amount debited?
Your PAD agreement with the BCP informs you that, as a Payor, you have certain recourse rights if any debit does not comply with this agreement. For example, you have the right to receive reimbursement for any debit that is not authorized or not consistent with your PAD. If you think that there is a problem, please contact us first to work it out. Otherwise, you have ninety (90) days from the date of the withdrawal to report an incorrect or unauthorized debit to your financial institution. More information about your recourse rights is available through your financial institution or Payment Canada at cdnpay.ca
Ooops – there were insufficient funds in my bank account! What happens?
We understand the mistakes happen sometimes. The BCP will resubmit your fees one more time within thirty (30) days of the attempted withdrawal and for the exact same amount. Fees associated with a returned PAD will be charged to you as a sporadic one-time payment and you will be notified in writing at least ten (10) days in advance of the amount of the payment.
How do I cancel my PAD?
Your PAD agreement requires thirty (30) days written notice to the BCP that you are revoking (cancelling) your authorization to debit your bank account. Written notice may be provided via email, registered mail, or prepaid courier. You may use the sample Cancellation of PAD form provided here.
I have not provided thirty (30) days written notice of my cancellation before the next debit! What happens?
Upon receipt of written notice clearly instructing the BCP to cease issuing PADs, or otherwise revoking your PAD, the MPCC will cancel the PAD within thirty (30) days from the receipt of notice. And, the BCP will not issue any further PADs against you until a new PAD Agreement is signed.
If I cancel my PAD agreement, does this mean that my child is withdrawn from your program?
No. PAD is simply a method of fee payment. By cancelling your PAD agreement you have not withdrawn from ‘Before- and After-School in BCP’. You must arrange to pay fees to the BCP by post-dated cheque or in cash. BCP refund policies for withdrawal from a program apply.
What happens for July and August when ‘Before- and After-School in BCP’ are closed?
No fees will be withdrawn from your bank account. When you register your child again for the new school year beginning in September, a new PAD agreement will be provided as a payment option with your registration package.
Is signing a PAD agreement mandatory?
No. There is no obligation to pay fees via PAD. The PAD is the preferred method of payment because it is secure, reliable, and easy. Fee payments may continue to be made by post-date cheque or in cash.
I have questions! How do I get answers?
You may contact us at the BCP in person 4275 Innes Road, by phone (6136211678), or email (admin@beaconscrecheandpre-school.ca). A visit to Payments Canada, cdnpay.ca, may provide you with the information you need. And of course your financial institution is available to help you.